VTB LB Appendix VII 0 4 /2018 See VT. L BR 4001 - 5(b)(c) J A N M. S EN S E NI C H CH A P TER 13 S T ANDI N G T R US T EE P. O Bo x 1 326 , N o rw ic h, VT 0 5 055 telephone: ( 802) 649 - 12 1 3 email : mailbox@vermont13trustee.com D EBTOR S L OAN A PPROVAL R EQUEST You should use this form only when seeking the chapter 13 t rus t ee s a pproval of 1. an a u t o m obile l oan of not more t han $18 , 000 , 2. an a uto mobile lease with monthly payments of not more than $ 300, or 3. a l oan f or ex tr aordinary expenditures to s upport your hea l th a nd general w e lfare of not m o r e than $7 ,000 . To incur any other type or amount of debt, you must file a motion and obtain court approval. D ate of request : D case # : T he trustee will not consider your req u est to enter into a new loan , auto lease, or refinancing, until after you ha v e notified your atto r ney of your intentions to incur new debt and det e r m ine, with your a t tor n advice, if the new debt will a dversely i m p act your plan or re qui re court approval or m odification of your plan. If you are represented by an attorney , you must deliver this form to the trustee with your signature on it. Additionally , you must provide the following infor m ation: N ame of l ender or l essor : P roposed l oan a mount : Proposed monthly p ayment : P roposed interest r ate : P roposed d own p ayment : I tem to be p urchased , l eased , or r efinanced ( be specific ): R eason this loan is necessary : I f you seek to refinance a current loan, what is the interest rate and monthly payment on the current loan ? H as there been any change in your income or employment since you filed your bankruptcy case? Or since your plan was confirmed? If so, specify (and use back of the form if you need more space): Date: s ignature : American LegalNet, Inc. www.FormsWorkFlow.com VTB LB Appendix VII 0 4 /2018 See VT. L BR 4001 - 5(b)(c) A TTORNEY A PPROVAL I, , the d n e y , have r evie w e d th e abo v e r e ques t, d i scusse d i t with the debtor, and believe 1. i t is n ecessa r y for t h e d e b tor to inc u r t h is de b t / enter into this refinance or lease , 2. the debtor can afford to incur this debt, and 3. this will not ad v ersely affect the debtor s a b ility to make p a y m e n ts under t h e ir chapter 13 plan. Dated: By: [ ] [typed name, with address, e - mail address, and telephone number] T RUSTEE A PPROVAL / D ENIAL OF A PPROVAL I, Jan M, Sense n ich, c hapter 13 t rust ee , h a v e re v iewed t h e abo v e inf o rmation and approve the foregoing loan request OR deny approval of the foregoing loan request because . Dated: Jan M. Sensenich Chapter 13 Trustee Note: necessary, the debtor must file a motion . fdasdf American LegalNet, Inc. www.FormsWorkFlow.com