Attorney or Party Name, Address, Telephone & FAX Nos., State Bar No. & Email Address FOR COURT USE ONLY Respondent appearing without attorney Attorney for Respondent: UNITED STATES BANKRUPTCY COURT CENTRAL DISTRICT OF CALIFORNIA In re: CASE NO.: CHAPTER: RESPONSE TO MOTION REGARDING THE AUTOMATIC STAY AND DECLARATION(S) IN SUPPORT DATE: TIME: COURTROOM: PLACE: Debtor(s). Movant: Respondent: Debtor trustee other: NOTE REGARDING FILING AND SERVICE OF RESPONSE, EXHIBITS AND DECLARATIONS: A copy of the Response, exhibit(s) and declaration(s) must be served upon: (1) Movant's attorney (or Movant, if Movant does not have an attorney); (2) the trustee; and (3) the judge who presides over this bankruptcy case. Then the document must be filed with the court. 1. NONOPPOSITION The Respondent does not oppose the granting of the Motion. This form is optional. It has been approved for use by the United States Bankruptcy Court for the Central District of California. June 2014 Page 1 F 4001-1.RFS.RESPONSE 2. LIMITED OPPOSITION a. Respondent opposes the Motion only to the extent that it seeks immediate relief from stay. Respondent requests that no lock out, foreclosure, or repossession take place before (date): and the reason for this request is (specify): b. As set forth in the attached declaration of the Respondent or the Debtor, the motion is opposed only to the extent that it seeks a specific finding that the Debtor was involved in a scheme to hinder, delay or defraud creditors. The Debtor: (1) has no knowledge of the Property. (2) has no interest in the Property. (3) has no actual possession of the Property. (4) was not involved in the transfer of the Property. c. Respondent opposes the Motion and will request a continuance of the hearing since there is an application for a loan modification under consideration at this time. Evidence of a pending loan modification is attached as Exhibit . OPPOSITION: The Respondent opposes granting of the Motion for the reasons set forth below. 3. a. The Motion was not properly served (specify): (1) (2) (3) Not all of the required parties were served. There was insufficient notice of the hearing. An incorrect address for service of the Motion was used for (specify): b. (1) Respondent disputes the allegations/evidence contained in the Motion and contends as follows: The value of the Property is $ , based upon (specify): (2) (3) Total amount of debt (loans) on the Property is $ . More payments have been made to Movant than the Motion accounts for. True and correct copies of canceled checks proving the payments that have been made are attached as Exhibit . There is a loan modification agreement in effect that lowered the amount of the monthly payments. A true and correct copy of the loan modification agreement is attached as Exhibit . The Property is necessary for an effective reorganization. Respondent filed or intends to file a plan of reorganization that requires use of the Property. A true and correct copy of the plan is attached as Exhibit . The Property is fully provided for in the chapter 13 plan and all postpetition plan payments are current. A true and correct copy of the chapter 13 plan is attached as Exhibit and proof that the plan payments are current through the chapter 13 trustee is attached as Exhibit . The Property is insured. Evidence of current insurance is attached as Exhibit . (4) (5) (6) (7) This form is optional. It has been approved for use by the United States Bankruptcy Court for the Central District of California. June 2014 Page 2 F 4001-1.RFS.RESPONSE (8) (9) (10) Movant's description of the status of the unlawful detainer proceeding is not accurate. Respondent denies that this bankruptcy case was filed in bad faith. The Debtor will be prejudiced if the Nonbankruptcy Action is allowed to continue the nonbankruptcy forum. Other (specify): (11) c. (1) (2) (3) Respondent asserts the following as shown in the declaration(s) filed with this Response: The bankruptcy case was converted from chapter to chapter . All postpetition arrearages will be cured by the hearing date on this motion. The Property is fully provided for in the chapter 13 plan and all postpetition plan payments are current, or will be cured by the hearing date on this motion. The Debtor has equity in the Property in the amount of $ Movant has an equity cushion of $ adequate protection. or . % which is sufficient to provide (4) (5) (6) The Property is necessary for an effective reorganization because (specify): (7) The motion should be denied because (specify): (8) An optional memorandum of points and authorities is attached in support of this Response. 4. EVIDENCE TO AUTHENTICATE EXHIBITS AND TO SUPPORT FACTS INSERTED IN THE RESPONSE: Attached are the following documents in support of this Response: Declaration by the Debtor Declaration by trustee Declaration by appraiser Declaration by the Debtor's attorney Declaration by trustee's attorney Other (specify): Date: Printed name of law firm for Respondent (if applicable) Printed name of individual Respondent or attorney for Respondent ___________________________________________________ Signature of individual Respondent or attorney for Respondent This form is optional. It has been approved for use by the United States Bankruptcy Court for the Central District of California. June 2014 Page 3 F 4001-1.RFS.RESPONSE PROOF OF SERVICE OF DOCUMENT I am over the age of 18 and not a party to this bankruptcy case or adversary proceeding. My business address is: A true and correct copy of the foregoing document entitled: RESPONSE TO MOTION REGARDING THE AUTOMATIC STAY AND DECLARATION(S) IN SUPPORT will be served or was served (a) on the judge in chambers in the form and manner required by LBR 5005-2(d); and (b) in the manner stated below: 1. TO BE SERVED BY THE COURT VIA NOTICE OF ELECTRONIC FILING (NEF): Pursuant to controlling General Orders and LBR, the foregoing document will be served by the court via NEF and hyperlink to the document. On (date) , I checked the CM/ECF docket for this bankruptcy case or adversary proceeding and determined that the following persons are on the Electronic Mail Notice List to receive NEF transmission at the email addresses stated below: Service information continued on attached page 2. SERVED BY UNITED STATES MAIL: On (date) , I served the following persons and/or entities at the last known addresses in this bankruptcy case or adversary proceeding by placing a true and correct copy thereof in a se