S A M P L E UNITED STATES BANKRUPTCY COURT MIDDLE DISTRICT OF FLORIDA TAMPA DIVISION In re , Debtor* / Case No. 8:XX-bk-XXXXX-XXX Chapter 13 ORDER DENYING [INSERT CREDITOR'S NAME] MOTION FOR RELIEF FROM STAY AND GRANTING ADEQUATE PROTECTION THIS CASE came on for consideration of the Motion for Relief and/or for Adequate Protection (Document No. XX)("Motion") filed on [INSERT DATE MOTION WAS FILED] by [INSERT CREDITOR'S NAME] ("Creditor"). It appears from a review of the Motion that it should be denied conditioned on the Debtor's providing adequate protection to the Creditor. Accordingly, it is ORDERED: 1. The Motion is denied conditioned on the Debtor's compliance with the terms of this order. The automatic stay shall continue in full force and effect as to the following property: [INSERT LEGAL DESCRIPTION OF REAL PROPERTY OR VEHICLE DESCRIPTION AND IDENTIFICATION NUMBER] 2. As adequate protection for the Creditor's interest in the Collateral, commencing on or before the contractual due date of [INSERT DATE OF NEXT PAYMENT DUE NO LESS THAN 20 DAYS FROM DATE OF SUBMISSION OF THIS ORDER], the Debtor shall make the regular monthly payment of [INSERT AMOUNT]. In addition, commencing with the second payment to be made under the terms of this order, the Debtor shall make an additional one-half payment of [INSERT AMOUNT], for a total monthly payment of [INSERT AMOUNT], until any post-petition arrearage is cured. Thereafter, the Debtor shall continue to make the regular post-petition payments. The amounts and dates of the payments to cure the post-petition arrearage as well as maintain the regular post-petition payments current are as follows: Date _________ _________ Amount _________ _________ If the regular monthly payments increase or decrease during the period of time covered by paragraph 2 of this order: (a) in the event of an increase, the Debtor shall pay the difference in addition to the regular monthly payment stated above, and (b) in the event of a decrease, the Debtor may deduct the difference from the regular monthly payment as stated above. *All references to "Debtor" shall include and refer to both of the debtors in a case filed jointly by two individuals. American LegalNet, Inc. www.FormsWorkflow.com S 3. A M P L E All payments due hereunder shall be made payable to: [INSERT CREDITOR'S NAME & ADDRESS; REFERENCE LOAN NUMBER] 4. Within 30 days of written request by either party, the parties shall exchange accountings. On request by either party, the Court shall schedule a hearing to resolve any disputes with respect to the accounting. 5. Provided that a default in payments existed as of the date of the filing of the Motion, the Creditor shall be entitled to attorneys' fees and costs in the amount of $550.00 for the prosecution of the Motion ("Fees and Costs") if allowable under 11 U.S.C. section 506(b). If a plan has not been confirmed as of the date of this order, the Creditor may file an amended proof of claim within fifteen (15) days to include the Fees and Costs. If a plan has been confirmed, the Fees and Costs shall be included and paid as part of the post-petition arrearage being cured under the terms of this order. 6. Within fifteen (15) days of a written request by the Creditor, the Debtor must provide proof of insurance as required by the loan documents. 7. Within twenty-four (24) hours of any telephonic request by the Creditor, the Debtor must allow inspection of the Collateral as required by the loan documents. 8. The Debtor shall be in default under this order if Debtor fails to make any payment due hereunder on the contractual due date together with any grace period and do not cure such default within seventy-two (72) hours after creditor provides Debtor, Debtor's counsel or an agent of Debtor's counsel, with telephonic notice of the failure to make the payment due ("Default"). 9. In the event of a Default, the Court shall grant the Creditor in rem relief from stay to exercise its rights with respect to the Collateral without further notice or hearing provided the creditor files a proposed order together with an affidavit setting forth specific facts establishing that: (a) the Default occurred, (b) the Creditor provided the Debtor with seventy-two (72) hours telephonic notice of the Default; and (c) the Debtor failed to cure the default within the seventy-two (72) hour cure period. 10. To the extent that there is a co-debtor liable on the debt owed to the Creditor, if Debtor defaults on the payments under the terms of this order, the order terminating the stay shall apply to the co-debtor, provided the co-debtor was served with the Motion. 11. If either party requests reconsideration of the terms of this order, the Court shall promptly schedule a hearing to consider the Motion de novo. DONE AND ORDERED on _______________________________ . ________________________________ United States Bankruptcy Judge Attorney [Name of submitting attorney] is directed to serve a copy of this order on interested parties and file a proof of service within 3 days of entry of the order. American LegalNet, Inc. www.FormsWorkflow.com S A M P L E Copies furnished to: [INSERT NAMES & ADDRESSES OF PARTIES TO BE SERVED] American LegalNet, Inc. www.FormsWorkflow.com UNITED STATES BANKRUPTCY COURT MIDDLE DISTRICT OF FLORIDA TAMPA DIVISION In re , Debtor* / Case No. 8:__-bk-_________-______ Chapter 13 ORDER DENYING ______________________________________ MOTION FOR RELIEF FROM STAY AND GRANTING ADEQUATE PROTECTION THIS CASE came on for consideration of the Motion for Relief and/or for Adequate Protection (Document No. ___) ("Motion") filed on _______________________________ by ____ ___________________________________ ("Creditor"). It appears from a review of the Motion that it should be denied conditioned on the Debtor's providing adequate protection to the Creditor. Accordingly, it is ORDERED: 1. The Motion is denied conditioned on the Debtor's compliance with the terms of this order. The automatic stay shall continue in full force and effect as to the following property: ________________________________________________________ ________________________________________________________ 2. As adequate protection for the Creditor's interest in the Collateral, commencing on or before the contractual due date of _____________________________, the Debtor shall make the regular monthly payment of ___________________. In addition, commencing with the second payment to be made under the terms of