Download Free Print-Only PDF OR Purchase Interactive PDF Version of this Form
Answer In Writing Consumer Credit Transaction Form. This is a New York form and can be use in New York Local County.
Loading PDF...
Tags: Answer In Writing Consumer Credit Transaction, CIV-GP-58b, New York Local County, New York
Civil Court of the City of New York
County of
Index Number
ANSWER IN WRITING
CONSUMER CREDIT TRANSACTION
Plaintiff(s),
-againstDefendant(s),
Defendant
answers the Complaint as follows:
ANSWER : (Check all that apply)
1.
General Denial: I deny the allegations in the Complaint.
2.
3.
SERVICE
I did not receive a copy of the Summons and Complaint.
I received the Summons and Complaint, but service was not correct as required by law.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
DEFENSES
I do not owe this debt.
I did not incur this debt. I am a victim of identity theft or mistaken identity.
I have paid all or part of the alleged debt.
I dispute the amount of the debt.
I do not have a business relationship with Plaintiff. (Plaintiff lacks standing.)
The NYC Department of Consumer Affairs shows no record of plaintiff having a license to collect debt.
Plaintiff does not allege a debt collection license number in the Complaint.
Statute of limitations (the time has passed to sue on this debt: more than six years).
This debt has been discharged in bankruptcy.
The collateral (property) was not sold at a commercially reasonable price.
Unjust enrichment (the amount demanded is excessive compared with the original debt.)
Violation of the duty of good faith and fair dealing.
Unconscionability (the contract is unfair.)
Laches (plaintiff has excessively delayed in bringing this lawsuit to my disadvantage.)
Defendant is in the military.
Other
20.
OTHER
Please take notice that my only source of income is
21.
COUNTERCLAIM(S)
Counterclaim(s):
, which is exempt from collection.
,
Reason:
VERIFICATION
State of New York, County of
ss:
, being duly sworn, deposes and says: I am the respondent/person claiming possession in this
proceeding. I have read the Answer in Writing and know the contents thereof to be true to my own knowledge, except as to those
matters stated on information and belief, and as to those matters I believe them to be true.
Sworn to before me this
day of
20
Signature of Defendant
Notary/Court Employee
Defendant's address
This case is scheduled to appear on the calendar as follows:
Date:
Part:
Room:
CIV-GP- 58b Answer in Writing Consumer Credit (1/08)
Time:
Both sides notified
American LegalNet, Inc.
www.FormsWorkflow.com
