B6J (Official Form 6J) (12/07) , In re Debtor Case No. (if known) SCHEDULE J - CURRENT EXPENDITURES OF INDIVIDUAL DEBTOR(S) Complete this schedule by estimating the average or projected monthly expenses of the debtor and the debtor’s family at time case filed. Prorate any payments made biweekly, quarterly, semi-annually, or annually to show monthly rate. The average monthly expenses calculated on this form may differ from the deductions from income allowed on Form22A or 22C. Check this box if a joint petition is filed and debtor’s spouse maintains a separate household. Complete a separate schedule of expenditures labeled “Spouse.” 1. Rent or home mortgage payment (include lot rented for mobile home) a. Are real estate taxes included? Yes ________ b. Is property insurance included? Yes ________ $ _____________ No ________ No ________ 2. Utilities: a. Electricity and heating fuel $ ______________ b. Water and sewer $ ______________ c. Telephone $ ______________ d. Other ___________________________________________________________________ $ ______________ 3. Home maintenance (repairs and upkeep) $ ______________ 4. Food $ ______________ 5. Clothing $ ______________ 6. Laundry and dry cleaning $ ______________ 7. Medical and dental expenses $ ______________ 8. Transportation (not including car payments) $ ______________ 9. Recreation, clubs and entertainment, newspapers, magazines, etc. $ ______________ 10.Charitable contributions $ ______________ 11.Insurance (not deducted from wages or included in home mortgage payments) a. Homeowner’s or renter’s $ ______________ b. Life $ ______________ c. Health $ ______________ d. Auto $ ______________ e. Other ___________________________________________________________________ $ ______________ 12. Taxes (not deducted from wages or included in home mortgage payments) (Specify) ___________________________________________________________________________ $ ______________ 13. Installment payments: (In chapter 11, 12, and 13 cases, do not list payments to be included in the plan) a. Auto $ ______________ b. Other ______________________________________________________________ $ ______________ c. Other ____________________________________________________________ $ ______________ 14. Alimony, maintenance, and support paid to others $ ______________ 15. Payments for support of additional dependents not living at your home $ ______________ 16. Regular expenses from operation of business, profession, or farm (attach detailed statement) $ ______________ 17. Other __________________________________________________________________________ $______________ 18. AVERAGE MONTHLY EXPENSES (Total lines 1-17. Report also on Summary of Schedules and, if applicable, on the Statistical Summary of Certain Liabilities and Related Data.) $______________ 19. Describe any increase or decrease in expenditures reasonably anticipated to occur within the year following the filing of this document: ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ 20. STATEMENT OF MONTHLY NET INCOME a. Average monthly income from Line 15 of Schedule I $______________ b. Average monthly expenses from Line 18 above $______________ c. Monthly net income (a. minus b.) $______________ American LegalNet, Inc. www.FormsWorkflow.com