OMB Approval No. 2502-0265 Good Faith Estimate (GFE) Borrower Name of Originator Originator Address Property Address Originator Phone Number Originator Email Date of GFE Purpose This GFE gives you an estimate of your settlement charges and loan terms if you are approved for this loan. For more information, see HUD’s Special Information Booklet on settlement charges, your Truth-in-Lending Disclosures, and other consumer information at www.hud.gov/respa. If you decide you would like to proceed with this loan, contact us. Shopping for your loan 2QO\ \RX FDQ VKRS IRU WKH EHVW ORDQ IRU \RX &RPSDUH WKLV *)( ZLWK RWKHU ORDQ RIIHUV VR \RX FDQ ¿QG WKH EHVW loan. Use the shopping chart on page 3 to compare all the offers you receive. Important dates 1. The interest rate for this GFE is available through . After this time, the interest rate, some of your loan Origination Charges, and the monthly payment shown below can change until you lock your interest rate. 2. This estimate for all other settlement charges is available through . 3. After you lock your interest rate, you must go to settlement within period) to receive the locked interest rate. days before settlement. 4. You must lock the interest rate at least Summary of your loan Your initial loan amount is days (your rate lock $ Your loan term is years Your initial interest rate is % Your initial monthly amount owed for principal, interest, and any mortgage insurance is $ Can your interest rate rise? F No F Yes, it can rise to a maximum of Even if you make payments on time, can your loan balance rise? F No F Yes, it can rise to a maximum of $ Even if you make payments on time, can your monthly amount owed for principal, interest, and any mortgage insurance rise? F No F