UNITED STATES BANKRUPTCY COURTWBuffalo, NY 14202www.nywb.uscourts.gov In reCase No.:Chapter:SSN/Tax ID:Debtor(s)NOTICE OF TRUSTEE'S SUMMARY OF FINAL REPORT AND ACCOUNT AND TRUSTEE222SMOTION FOR SUBSTANTIVE CONSOLIDATION (if applicable)TO THE DEBTOR(S), CREDITORS AND PARTIES IN INTEREST:The United States Trustee Form 101-7-NFR: The Notice of Trustee222s Final Report and Applications forCompensation is attached. (If box is checked:) Claims of general unsecured creditors totaling $ have been allowed. (If box is checked:) Distribution will not reach unsecured creditors inasmuch as expenses of administration, liensand priority claims have exhausted the funds received. (If box is checked:) The debtor(s) has been discharged. (If box is checked): You can be affected by a substantive consolidation. When estates are consolidated, the assetsof the debtor and and the assets of the joint debtor are treated as one pool of assets, to be shared in by all creditorseven if a creditor is owed money only by the only one of the debtors. Therefore, you may be affected positivelyor negatively. An overall advantage of consolidation is that it avoids disputes over the actual ownership of maritalassets; the costs of such disputes could reduce the amounts available to all creditors. If no objection to the above is filed with the Court on or before , the funds willbe disbursed without further notice to creditors.Dated:Paul R. WarrenClerk, U.S. Bankruptcy Court American LegalNet, Inc. www.FormsWorkFlow.com