UNITED STATES BANKRUPTCY COURT WESTERN DISTRICT OF NEW YORK Olympic Towers, Suite 250 300 Pearl Street Buffalo, New York 14202 www.nywb.uscourts.gov In re Case No .: Chapter: SSN/Tax ID: Debtor(s) NOTICE OF TRUSTEE'S SUMMARY OF FINAL REPORT AND ACCOUNT, HEARING ON APPLICATIONS FOR COMPENSATION AND HEARING ON SUBSTANTIVE CONSOLIDATION (if applicable) TO THE DEBTOR(s), CREDITORS AND PARTIES IN INTEREST: The final rep ort(s) and ac count(s) of the Trustee in this ca se having been filed, notice is hereby given tha t there will be a hea ring held before , United States Bankruptcy Judge on: DATE/TIME/LOCATION OF HEARING for the purpose (as appropriate) of examining and passing on the report(s) and account(s), acting on applications for compensation, acting to substantively consolidate the debtors' estates, and to transact such other business as may properly come before said hearing. The original motions/applications, which may contain more comprehensive information, are on file with the Clerk of Court and may be reviewed a t this office during regular business hours. The account of the trustee shows: TOTAL RECEIPTS TOTAL DISBURSEMENTS BALANCE ON HAND $ $ $ In addition to expenses of administration as may be allowed by the Court, claims secured by liens and claims entitled to priority must be paid in advance of any dividend to general creditors. ($0.00 signifies that distribution will not reach those claims.) S ECUR ED CL AIMS $ P RIO RIT Y CLAIM S $ U N SECU RED C LAIMS $ THE FOLLOWING APPLICATIONS FOR COMPENSATION HAVE BEEN FILED: APPLICANT COMMISSION OR FEES $ $ $ $ $ $ $ $ EXPENSES 9 (If box is checked:) The debtor(s) has been discharged. 9 (If box is checked:) Yo u can be affec ted b y a su bstantive consolida tion. When estates are consolidated, the assets of the husband and the assets of the wife are treated as one pool of assets, to be shared in by all creditors even if a creditor is owed money only by the husband or only by the wife. Therefore, you may be affected positive ly or neg atively. An overall advantage of co nsolidation is tha t it avoids disputes over the actual ownership of marital assets; the costs of such disputes cou ld red uce the amo unts ava ilable to all creditors. You are invited but not required to attend this hearing and be heard o n this proposal. Creditors m ay be heard before the Court m akes its decisions on these applications. The Court will also entertain any opposition creditors may have to the trustee's summary of the final report and account or the matter concerning substantive consolidation. (if applicable) Dated: Lisa Bertino Beaser Clerk of Court American LegalNet, Inc. www.FormsWorkFlow.com